Business Model Policy

1. INTRODUCTION

This Business Model Policy (“Policy”) defines the operational structure, ethical framework, compensation principles, product distribution methodology, compliance standards, and business practices followed by Future Life Care & Biotech Pvt. Ltd. (“Company”, “We”, “Our”, or “Us”).

The purpose of this Policy is to:

• Ensure lawful and transparent business operations
• Define the Company’s direct selling business structure
• Protect customers and distributors
• Maintain ethical business standards
• Ensure compliance with applicable Indian laws
• Prevent illegal business practices

This Policy applies to all distributors, business associates, customers, leaders, vendors, and representatives associated with the Company.

2. COMPANY DETAILS

• Company Name: Future Life Care & Biotech Pvt. Ltd.
• Registered Office: Ambernath 421505, Maharashtra, India
• Support Email: support@flcbiotech.com
• WhatsApp Support: +91 91121 68221
• Official Website: https://myflc.co.in

3. NATURE OF BUSINESS

Future Life Care & Biotech Pvt. Ltd. operates a lawful product-based direct selling and network marketing business model focused on:

• Wellness products
• Agriculture products
• Biotechnology-related products
• Personal care and lifestyle solutions
• Consumer-focused retail sales

The Company operates through:

• Direct retail sales
• Distributor network marketing
• Customer referrals
• Team-based sales structures
• Repurchase-based business growth

The Company’s business model is based on genuine sale and movement of products and not merely on recruitment.

4. LEGAL COMPLIANCE

The Company operates in accordance with applicable Indian laws including but not limited to:

• Consumer Protection Act, 2019
• Consumer Protection (Direct Selling) Rules, 2021
• Information Technology Act, 2000
• Goods & Services Tax (GST) laws
• Income Tax regulations
• Prize Chits and Money Circulation Schemes (Banning) Act, 1978
• Advertising and consumer protection regulations

The Company strictly prohibits unlawful financial schemes or unethical business practices.

5. PRODUCT-BASED BUSINESS MODEL

The Company follows a product-oriented business model where:

• Income is linked to product sales and business performance
• Genuine customer purchases are encouraged
• Retail product movement is prioritized
• Ethical marketing practices are mandatory

The Company does not operate:

• Recruitment-only earning systems
• Deposit schemes
• Investment return schemes
• Ponzi structures
• Illegal pyramid models
• Chain money circulation systems

All distributor participation is voluntary.

6. DISTRIBUTOR NETWORK STRUCTURE

The Company may operate through structured distributor networks including:

• Sponsor relationships
• Binary structures
• Team development systems
• Referral systems
• Repurchase business models

Distributors may build teams subject to:

• Company policies
• Compensation plan conditions
• Ethical marketing practices
• Legal compliance requirements

The Company reserves the right to modify network structures and business rules at any time.

7. REGISTRATION & KYC REQUIREMENTS

All distributors may be required to complete registration and KYC verification including submission of:

• PAN Card
• Aadhaar Card
• Bank Account Details
• Address Proof
• Passport-size Photograph
• Contact Information

The Company reserves the right to:

• Verify submitted information
• Reject invalid registrations
• Suspend suspicious accounts
• Hold payouts pending compliance review

Submission of false information may result in termination and legal action.

8. COMPENSATION MODEL

Eligible distributors may qualify for various incentives including:

• Direct Referral Income
• Binary Income
• Team Level Income
• Leadership Incentives
• Repurchase Income
• Rank Achievement Bonuses
• Promotional Rewards

All incomes remain subject to:

• Compensation plan eligibility
• Business performance
• KYC verification
• Policy compliance
• Applicable deductions

The Company does not guarantee fixed or assured income.

Actual earnings may vary significantly depending on individual effort and market conditions.

9. PRODUCT PURCHASE & REPURCHASE

Distributors and customers may purchase products for:

• Personal consumption
• Retail sales
• Business development
• Repurchase business activities

The Company discourages unnecessary stock loading or forced purchases.

Product purchases should be based on genuine demand and lawful business activities.

10. ETHICAL BUSINESS PRACTICES

All distributors and associates shall:

• Maintain professionalism
• Provide truthful information
• Avoid misleading representations
• Respect customer rights
• Follow Company policies
• Comply with applicable laws

The Company strictly prohibits:

• False income claims
• Fake testimonials
• Unauthorized medical claims
• Fraudulent transactions
• Team manipulation
• Spam marketing
• Defamation of Company or associates

11. DIGITAL & SOCIAL MEDIA GUIDELINES

Distributors using digital platforms including WhatsApp, Facebook, Instagram, YouTube, Telegram, websites, or other media platforms shall:

• Use only approved promotional materials
• Avoid misleading advertisements
• Avoid fake income screenshots
• Avoid false lifestyle claims
• Maintain respectful communication

The Company reserves the right to demand removal of unauthorized or objectionable content.

12. PAYMENT & PAYOUT COMPLIANCE

All payouts shall remain subject to:

• KYC approval
• Compliance verification
• Fraud prevention review
• Applicable tax deductions
• Company payout schedules

Applicable deductions may include:

• TDS deductions
• Administrative charges
• Processing fees
• Government taxes

The Company reserves the right to:

• Delay payouts for verification
• Reverse incorrect commissions
• Recover excess payouts
• Suspend suspicious transactions

13. FRAUD PREVENTION & COMPLIANCE MONITORING

The Company maintains strict anti-fraud and compliance monitoring mechanisms.

The Company reserves the right to:

• Conduct compliance audits
• Verify business authenticity
• Investigate suspicious transactions
• Suspend non-compliant accounts
• Reverse fraudulent payouts
• Initiate disciplinary actions

Fraudulent activities may result in:

• Termination
• Commission forfeiture
• Financial recovery
• Legal proceedings
• Reporting to authorities

14. CUSTOMER PROTECTION PRINCIPLES

The Company aims to maintain:

• Product transparency
• Fair pricing
• Ethical customer service
• Refund and cancellation support
• Grievance redressal mechanisms

Customers and distributors are encouraged to review all applicable Company policies before participation.

15. LIMITATION OF LIABILITY

The Company shall not be liable for:

• Distributor business losses
• Team performance failures
• Market fluctuations
• Third-party banking or technical failures
• Unauthorized distributor conduct
• Indirect or consequential damages

Users participate in Company business activities at their own discretion and risk.

16. FORCE MAJEURE

The Company shall not be responsible for delays, interruptions, or operational limitations caused by circumstances beyond reasonable control including:

• Natural disasters
• Government restrictions
• Banking failures
• Internet outages
• Cyber attacks
• Pandemic situations
• Political disturbances
• Technical failures

Operations and payouts may be temporarily affected during such situations.

17. MODIFICATION OF BUSINESS MODEL

The Company reserves the right to:

• Modify compensation structures
• Revise business plans
• Update operational procedures
• Amend policies and guidelines
• Introduce or discontinue products

Updated changes shall become effective immediately upon publication on official Company platforms.

18. GOVERNING LAW & JURISDICTION

This Business Model Policy shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising under this Policy shall be subject to the exclusive jurisdiction of courts located in Maharashtra, India.

19. DISCLAIMER

This Business Model Policy is intended for operational, educational, and compliance purposes.

The Company strongly recommends legal review and approval before final implementation or publication.

20. CONTACT INFORMATION

For business-related support, compliance concerns, or legal queries, contact:

Future Life Care & Biotech Pvt. Ltd.

• Email: support@flcbiotech.com
• WhatsApp Support: +91 91121 68221
• Location: Ambernath 421505, Maharashtra, India
• Website: https://myflc.co.in

© 2026 Future Life Care & Biotech Pvt. Ltd. All Rights Reserved.