Compliance Policy

1. INTRODUCTION

This Compliance Policy (“Policy”) defines the legal, ethical, operational, financial, regulatory, and business compliance standards applicable to all distributors, business associates, leaders, employees, vendors, customers, and representatives associated with Future Life Care & Biotech Pvt. Ltd. (“Company”, “We”, “Our”, or “Us”).

The purpose of this Policy is to:

• Ensure lawful business operations
• Maintain ethical business conduct
• Protect consumer interests
• Prevent fraudulent activities
• Ensure regulatory compliance
• Safeguard Company reputation
• Promote transparency and accountability

All users associated with the Company are required to comply with this Policy along with applicable laws and Company procedures.

2. COMPANY DETAILS

• Company Name: Future Life Care & Biotech Pvt. Ltd.
• Registered Office: Ambernath 421505, Maharashtra, India
• Support Email: support@flcbiotech.com
• WhatsApp Support: +91 91121 68221
• Official Website: https://myflc.co.in

3. APPLICABLE LAWS & REGULATIONS

All Company operations and distributor activities shall comply with applicable Indian laws including but not limited to:

• Consumer Protection Act, 2019
• Consumer Protection (Direct Selling) Rules, 2021
• Information Technology Act, 2000
• Income Tax Act
• Goods and Services Tax (GST) laws
• Prevention of Money Laundering regulations
• Advertising and marketing regulations
• Data protection and privacy laws
• Banking and payment regulations

All distributors and associates are individually responsible for complying with applicable legal obligations.

4. DIRECT SELLING COMPLIANCE

The Company operates a product-based direct selling business model.

The Company strictly prohibits:

• Pyramid schemes
• Money circulation schemes
• Illegal investment schemes
• Forced stock loading
• Fake joining incentives
• Recruitment-only income models

All distributor earnings shall be linked to genuine product sales and lawful business activities.

Distributors shall comply with all applicable Direct Selling Rules and Company policies.

5. KYC & IDENTITY VERIFICATION

For security and regulatory purposes, distributors may be required to submit valid KYC documents including:

• PAN Card
• Aadhaar Card
• Bank Account Details
• Cancelled Cheque
• Address Proof
• Passport-size Photograph

The Company reserves the right to:

• Verify submitted information
• Conduct background verification
• Reject invalid documents
• Hold payouts pending verification
• Suspend accounts for non-compliance

Submission of false or forged documents may result in:

• Immediate account termination
• Financial recovery actions
• Reporting to authorities
• Legal proceedings

6. ANTI-FRAUD POLICY

The Company maintains zero tolerance towards fraud and unethical practices.

Strictly prohibited activities include:

• Fake registrations
• Multiple IDs under one person
• Bonus manipulation
• Circular purchasing
• Unauthorized transactions
• Payment fraud
• Forged documentation
• Identity theft
• Manipulation of genealogy structures
• Unauthorized account access

The Company reserves the right to:

• Conduct investigations
• Suspend accounts
• Hold commissions
• Reverse payouts
• Recover losses
• Initiate legal proceedings

Fraudulent activities may be reported to government authorities where legally required.

7. PRODUCT & ADVERTISING COMPLIANCE

Distributors and associates shall:

• Provide truthful product information
• Avoid false medical claims
• Avoid misleading advertisements
• Follow approved marketing materials only
• Comply with advertising regulations

No distributor shall claim that Company products:

• Cure diseases
• Replace medical treatment
• Guarantee health outcomes

unless specifically approved under applicable law.

The Company shall not be liable for unauthorized product claims made independently by distributors.

8. INCOME CLAIM COMPLIANCE

Distributors shall not:

• Promise guaranteed income
• Show unrealistic earning claims
• Use fake payout screenshots
• Misrepresent compensation plans
• Present business as an investment scheme

All income representations must remain truthful, ethical, and compliant with applicable laws.

Violations may result in disciplinary action.

9. DIGITAL & SOCIAL MEDIA COMPLIANCE

Users using digital platforms including:

• WhatsApp
• Facebook
• Instagram
• YouTube
• Telegram
• Websites
• Mobile applications

shall:

• Maintain professional conduct
• Avoid spam promotions
• Avoid fake testimonials
• Avoid misleading content
• Respect intellectual property rights
• Avoid defamatory statements

The Company reserves the right to demand removal of unauthorized or objectionable content.

10. DATA PRIVACY & INFORMATION SECURITY

Users handling Company or customer information shall:

• Protect confidential information
• Avoid unauthorized disclosure
• Maintain secure handling of KYC documents
• Prevent misuse of customer data

The Company adopts reasonable security practices to safeguard information.

Unauthorized sharing or misuse of confidential information may result in disciplinary and legal action.

11. FINANCIAL & PAYMENT COMPLIANCE

All payouts and financial transactions shall remain subject to:

• KYC verification
• Tax deductions
• Banking compliance
• Internal audits
• Fraud prevention review

The Company reserves the right to:

• Hold suspicious transactions
• Delay payouts for verification
• Reverse incorrect commissions
• Recover excess payments

Applicable deductions may include:

• TDS deductions
• Administrative charges
• Processing fees
• Government taxes

Distributors remain personally responsible for their tax liabilities and financial compliance obligations.

12. AUDIT & INVESTIGATION RIGHTS

The Company reserves the right to:

• Conduct internal audits
• Review distributor activities
• Verify transactions
• Request supporting documents
• Investigate complaints
• Monitor compliance practices

Failure to cooperate during investigations may itself constitute a compliance violation.

13. DISCIPLINARY ACTIONS

Violations of this Compliance Policy may result in:

• Warning notices
• Temporary suspension
• Permanent termination
• Commission withholding
• Cancellation of incentives
• Financial recovery actions
• Legal proceedings
• Reporting to regulatory authorities

The Company reserves sole authority in determining disciplinary actions.

14. LIMITATION OF LIABILITY

The Company shall not be liable for:

• Unauthorized distributor conduct
• Business losses
• Third-party fraud
• Technical failures
• Banking delays
• Misrepresentation by distributors
• Indirect or consequential damages

Users remain personally responsible for their own actions and business activities.

15. FORCE MAJEURE

The Company shall not be held responsible for operational delays, payout interruptions, or compliance disruptions caused by events beyond reasonable control including:

• Natural disasters
• Government restrictions
• Pandemic situations
• Banking failures
• Cyber attacks
• Internet outages
• Political disturbances
• Technical breakdowns

Operations and compliance procedures may be temporarily affected during such events.

16. MODIFICATION OF POLICY

The Company reserves the right to modify, revise, amend, or update this Compliance Policy at any time without prior notice.

Updated versions shall become effective immediately upon publication on official Company platforms.

Users are advised to review policies periodically.

17. GOVERNING LAW & JURISDICTION

This Compliance Policy shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising under this Policy shall be subject to the exclusive jurisdiction of courts located in Maharashtra, India.

18. DISCLAIMER

This Compliance Policy is intended to establish lawful and ethical business practices.

The Company strongly recommends legal review and approval by a qualified legal professional before final implementation or publication.

19. CONTACT INFORMATION

For compliance-related queries, complaints, or legal matters, contact:

Future Life Care & Biotech Pvt. Ltd.

• Email: support@flcbiotech.com
• WhatsApp Support: +91 91121 68221
• Location: Ambernath 421505, Maharashtra, India
• Website: https://myflc.co.in

© 2026 Future Life Care & Biotech Pvt. Ltd. All Rights Reserved.